Bob Beggs
Relationship Manager, Middle Market

35 Years in
Business Banking
6310 Fairview Road
Charlotte, NC 28210

I love that every day is different and brings new opportunities. I live for the “A Ha!” moment when my clients and I discover new ways to help them grow, improve their bottom line, increase their cash flow, or just make their lives easier.

Client Focus

My focus is on larger and more complex operating companies – manufacturers, distributors, and service providers in the commercial and industrial sectors. While I’m mostly a generalist, I do have extensive experience in telecommunications, forest products, building materials, consumer products, quick-serve restaurants, and other franchisees/franchisors.


I’ve been in banking for more than 35 years and serving middle market companies in greater Charlotte and the Carolinas for the last 28 years.


University of Georgia, BS in Chemistry and Biochemistry 1981; Florida State University, MBA with concentrations in Finance and Marketing 1985


  • American Heart Association
  • Habitat for Humanity
  • Muscular Dystrophy Association

Representative Transactions

  • $25 million construction/permanent term loan for a multi-location retailer
  • $25 million working capital line of credit for a forest products company
  • $15 million term loan for a mission-critical data center
  • $25 million working capital line of credit for a building materials company
  • $8 million equipment term loan for a commercial paving company
  • $20 million in term loans for a QSR franchisee
  • Full treasury relationships with each of these companies and for 39 portfolio companies owned by one private equity group
Find Your Banker