By selecting this link, you will be leaving www.htb.com and connecting to a site that is not owned or controlled by the HomeTrust Bank. Therefore, the site may offer a different privacy policy and level of security than the HomeTrust Bank web site. While we believe this source is reliable, the HomeTrust Bank does not endorse or guarantee the content, products or services offered by the site, and the site is responsible for its web site content and system availability.
Leadership and service starts with being in the people business. Sell the problem you solve, not the product.
Client Focus
Businesses that generate $500,000 – $25,000,000 in annual revenues that are eligible to borrow funds in compliance with U.S. Small Business Administration standards.
Financing small businesses with lending capabilities ranging from $350,000 – $5,000,000 for the following uses of capital: franchise lending, merger & acquisition, partner buyout, owner-occupied commercial real estate, construction, working capital, equipment finance, start-up funding, business growth/expansion, leasehold improvements or debt consolidation.
Experience
30-year financial services background within the commercial lending, commercial real estate, credit risk, capital markets & federal regulatory sectors. Professional career encompasses formal credit training, comprehensive lending, loan structuring, risk management, underwriting, and loan review expertise. Recognized for creating & heading business units, superior credit skills, establishing policy and underwriting platforms – career shows an ascending trend of increased levels of responsibility, sound decision-making and judgment that implements best practice, acute business acumen and internal controls. Other superlatives include business unit head, executive committee membership, credit approval authority, regulatory examiner, business development & driving profitability for publicly-traded and private companies.
Education
John F. Kennedy Special Warfare College, Special Operations, Ft. Bragg, NC
Sellinger School of Business at Loyola University, MBA – Finance
B.S. Business Administration & Accounting, Strayer University
Affiliations
U.S. Army Reserves, Staff Sergeant, Special Operations Forces, Civil Affairs & Military Intelligence
Queens University, Charlotte, NC – Guest Lecturer
USA Boxing – Ringside 2012 Lt. Heavyweight Champion
9Round Fitness – Franchise Owner & Operator
Representative Transactions
SBA 7(a) Lending – +$100MM originated, financed and sold