Joe Upson works as an Equipment Finance Regional Sales Manager at HomeTrust Bank.
In his role, Joe provides financing for a variety of industries and asset categories, with an emphasis on medical, construction, transportation, and other long-life assets including industrial machinery. Among his product specialties are sale-leasebacks, term loans, TRAC Leases, standardized loans, and leases for both new and used equipment purchases.
He also structures refinancings that involve a need for additional liquidity and improved debt service.
At the heart of this work, Joe enjoys being able to meet new clients, learn how industries work, and help companies with their financial needs.
With more than 35 years of experience in Equipment Finance, he has developed several long-term relationships with asset-based lenders, vendors, private equity groups, brokers, investment bankers, and other professionals nationwide to provide financing strategies up to $250MM.
Recent transactions include a $3.2MM refinancing of food packaging equipment for a beverage dispensing company in California and a $2.8MM sale-leaseback facility involving construction equipment for a Texas company catering to the energy sector.
Joe most recently worked as co-director of equipment finance for SG Credit Partners. Prior, he served as head of business development for Align Business Finance, managing director of Heritage Global Capital, and senior vice president for Nations Equipment Finance. He also worked at similar positions at Bank of Boston, SunTrust Bank of Atlanta, and GMAC Financial.
Joe earned his Bachelor’s of Business Administration in Finance, with honors, from the University of Georgia and is involved with various financial associations and chapters, including the Turnaround Management Association, Secured Finance Network, and Association for Corporate Growth.
He is based in HomeTrust Bank’s Atlanta office.
- Contiguous 48 states, except New Jersey
