Phillip Anderson

Sr Commercial Relationship Manager
Charleston & Coastal SC

While growing up in the 1980s, Phillip Anderson recalls community bankers showing respect and humility for his father, who worked on the management team of a large utility company in South Georgia. While the banking industry has evolved, Phillip says he strives to do the same for his clients today.

As HomeTrust’s Senior Lending Officer in South Carolina, Phillip brings the bank’s culture and model to the communities, residents, nonprofits, and companies of the Low Country and South Carolina. He’s honored to be part of his team and a hands-on regional community bank, where he believes authentic and professional leadership helps clients to thrive.

Phillip’s approach involves listening closely and providing effective advice for privately held companies and real estate developers. He strives to form relationships, establish trust, and grow with his clients.

Among his representative transactions are several construction to mini permanent loans averaging around $25MM for multi-family projects throughout the Southeast; a $5.0MM loan for the acquisition, building upfit and improvements of a mixed-use development in the Upstate; a $5.0MM guidance line of credit for a construction company in South Carolina; $7.4MM in construction to permanent financing for a self-storage project in Charleston; a complex $15MM guidance line facility centered around premium finance and a letter of credit solution for affluent families in the Southeast; and a $2.5MM loan for a medical office building in Lexington, South Carolina.

Phillip has nearly 25 years of experience in delivering generational wealth, private, small business, middle market, commercial, and commercial real estate banking to clients across the Southeast. Most recently, he worked as a Senior Vice President and Area Executive at Pinnacle Financial Partners, where he oversaw all loans and deposits in Georgetown County and Horry County and led a team of consumer and commercial associates.

Phillip holds a Bachelor of Arts in Organizational Communications and a minor in Business Administration from Mercer University in Macon, Georgia. He is also a graduate of Cannon Financial Institute’s three-year graduate program in Trust Administration, the ABA Stonier Graduate School of Banking, and Wharton Leadership Program at the University of Pennsylvania.

He currently serves as Chairman of the Grants Committee for the Waccamaw Community Foundation and has been active in his local Chamber of Commerce, graduating from three Chamber Leadership programs in Georgia and South Carolina.

Phillip resides in Pawleys Island, South Carolina with his wife and 11-year-old daughter and is an active member of All Saints Church. When not spending time with his family, playing golf with friends, or reading, Phillip enjoys sitting on his porch, feeling the coastal breeze, and smelling the ocean.