Here Are Some Resources For Information About Coronavirus Relief, Benefits, And More
As the federal government continues to respond to the coronavirus crisis, everything from stimulus and benefit packages for individuals and businesses to health information and advice have been changing rapidly – sometimes day to day.
The same goes for responses on a more local basis, whether it’s your financial institution, state or city governments, or even the places you shop or eat.
With an internet connection and a computer, smartphone or tablet, there are numerous official sites where you can find the latest information that can help you economically and physically.
Many small businesses have been especially hard hit. Owners can visit sba.gov for details on two important plans. One is the Paycheck Protection Program and its potentially fully forgivable loan for businesses that retain or quickly rehire employees. The other is the Economic Injury Disaster Loan, which includes an advance that will not have to be repaid.
Workers who have lost their jobs due to business closures or staff cutbacks should visit their state’s labor or economic security department to file for jobless benefits. To find your state’s website and to apply online, search by your state’s name and the words ‘unemployment benefits.’
In addition to federal guidelines regarding the coronavirus, many state and city governments have issued their own directives for businesses and the public. Visit those sites to learn more.
A lot of businesses have had to either change their hours, change their product offerings, or temporarily close their doors. Find their websites or telephone numbers on the web for details -and find ways to support them if you are able.
The coronavirus fallout has also caused a wide range of financial hardships, from paying loans, to covering your bills. Many businesses are making accommodations to help you. If you’re facing financial hardships, you should contact each of your creditors to discuss your situation.
Most financial institutions have modified their hours or limited lobby access. Online and mobile banking gives you access to many services 24 hours a day. You can make loan and bill payments, transfer money, make mobile deposits, and monitor transactions online or from your mobile banking app. Visit your financial institution’s website or contact their customer service department if you have questions.
Avoiding the coronavirus or seeking medical advice are major concerns for everyone. For a wide range of health advice for individuals and businesses, visit the Centers for Disease Control.
These are tough and confusing times but there are many things happening to address your financial and physical health. Take the time to learn how you can get help.