Personal Accounts

Everywhere Connect

Open Account

Let your checking account pay you up to $300 in cash rewards each year1!

Smiling adults doing yoga

Receive a monthly custom cash reward1 deposited directly into your account for qualified debit card transactions.

You’ll appreciate these extra services:

  • Three free non-HomeTrust Bank ATM transactions per month, then $2 each
  • Three non-HomeTrust Bank ATM transaction surcharge refunds per month

Everywhere Connect comes with these free services:

  • Online Banking2 with optional Bill Pay, including External Account Transfer, wire services and My Finances module to track your spending
  • Contactless Visa® Debit Card3 with EMV Chip Technology, which offers added security
  • Zelle® for sending money
  • Direct Deposit
  • Mobile Banking with Mobile Deposit4
  • eStatements
  • Overdraft transfer for accounts tied to Home Equity Lines of Credit (HELOC)5
  • 24-Hour Telephone Banking
  • Unlimited use of HomeTrust Bank ATMs

Important details

To open this account:

  • Deposit at least $50
  • $10 monthly service charge is waived with 10 debit card transactions or 1 recurring direct deposit per monthly statement cycle

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

  1. Earn a $0.10 cash reward for each signature or PIN debit card transaction you make per monthly statement cycle, as long as you spend at least $250 in debit card transactions per statement cycle. Transactions must post and settle to qualify. ATM transactions are not included. Cash reward will be totaled and credited to your account on the last day of each monthly statement cycle. Maximum monthly reward of $25. Maximum annual reward of $300. No minimum account balance required to earn monthly cash reward; however, a $50 minimum opening deposit is required. Debit card reward program may be discontinued at any time and without notice. Payments are subject to IRS tax reporting requirements.
  2. Internet service provider fees may apply.
  3. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.
  4. Third party standard messaging and data rates may apply. Deposits may not be immediately available for withdrawal.
  5. Advances are subject to the charges specified in the terms and conditions governing your HELOC.