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Money Market Accounts

Money Markets

As part of an investment strategy, it is good to keep a portion of your funds in a daily access account that offers competitive rates so that your money works for you.

Preferred Money Market

Our Preferred Money Market is an excellent account for your investment portfolio, since it gives you instant access, market rates, and insured safety. With tiered interest, as your balance grows, so does your interest rate.

  • $1,000 minimum to open
  • $1,000 minimum daily balance to earn interest
  • No monthly service fees
  • Unlimited withdrawals in person
  • Free checks


Important Update to All Savings and Money Market Accounts

Effective April 29, 2020, HomeTrust Bank has suspended the limitation on savings and money market transactions in line with the Federal Reserve Board’s ruling in response to COVID-19. Previously, federal regulation capped certain savings and money market transfers and withdrawals at six per statement cycle. Savings and money market transactions will remain unlimited until the Federal Reserve Board issues additional guidance clarifying whether or not this change will become permanent. Please return to this page for updates or further changes.

Account openings subject to bank approval.