New home and truck


Personal Loans

When you need extra funds, we’re here to help.

Auto Loans

We offer loan amounts and terms that will meet your budgeting needs.

  • Purchase: Whether you are purchasing an automobile from a private party or a dealership we can have financing available for you before you sign the contract.
  • Refinance: We may be able to lower your monthly payment.

Cash Reserve

With a Cash Reserve personal line of credit tied to your checking account, you will be ready for the unexpected. Cash Reserve is smart, easy, and ready when you need it.

  • Borrow from $500 to $5,000
  • Access funds by check, debit transaction, ATM, online transfer or phone transfer for one low fee per transfer or withdrawal1
  • Pay interest only on the amount you borrow

CD Secured Loans

If you have a HomeTrust certificate of deposit (CD), you can get the funds you need immediately without withdrawing
your savings.

  • Access funds quickly
  • Preserve savings, continue earning interest, and avoid early withdrawal penalties on your time deposits
  • Pay a lower interest rate because your loan is secured with collateral
  • Budget easily because your loan has a fixed term and rate

Unsecured Loans

Take advantage of our competitive unsecured loan rates. Loans start as low as $2,500.

Use your loan for:

  • Smaller Home Improvement Projects
  • Debt Consolidation
  • Major Purchases


Loans and lines of credit are subject to credit approval.

  1. A $7.00 transfer fee applies each time your cash reserve line of credit is accessed. See Cash Reserve Agreement for more details.