neighborhood with cars in the driveway


Personal Loans

When you need extra funds, we’re here to help.

Auto Loans

We offer loan amounts and terms that will meet your budgeting needs.

  • Purchase: Whether you are purchasing an automobile from a private party or a dealership we can have financing available for you before you sign the contract.
  • Refinance: We may be able to lower your monthly payment.

Cash Reserve

With a Cash Reserve personal line of credit tied to your checking account, you will be ready for the unexpected. Cash Reserve is smart, easy, and ready when you need it.

  • Borrow from $500 to $5,000
  • Access funds by check, debit transaction, ATM, online transfer or phone transfer
  • Pay interest only on the amount you borrow

CD Secured Loans

If you have a HomeTrust certificate of deposit (CD), you can get the funds you need immediately without withdrawing
your savings.

  • Access funds quickly
  • Preserve savings, continue earning interest, and avoid early withdrawal penalties on your time deposits
  • Pay a lower interest rate because your loan is secured with collateral
  • Budget easily because your loan has a fixed term and rate

Unsecured Loans

Take advantage of our competitive unsecured loan rates. Loans start as low as $2,500.

Use your loan for:

  • Smaller Home Improvement Projects
  • Debt Consolidation
  • Major Purchases


Loans and lines of credit are subject to credit approval.