Compare Accounts

Comparison of HomeTrust Bank’s checking accounts.

Checking Comparison	Everywhere Connect	Premier Checking	Simple Checking
Checking Accounts	Everywhere Connect OPEN ONLINE	Premier Checking OPEN ONLINE	Simple Checking OPEN ONLINE
Checking Accounts	Everywhere Connect OPEN ONLINE	Premier Checking OPEN ONLINE	Simple Checking OPEN ONLINE
Perfect for those who:	Everywhere Connect want cash rewards1	Premier Checking keep higher balances	Simple Checking prefer the basics
Minimum Opening Balance	Everywhere Connect $50	Premier Checking $50	Simple Checking $50
Monthly Service Fee	Everywhere Connect $10	Premier Checking $15	Simple Checking $0
How to Avoid Monthly Service Fee	Everywhere Connect 5 debit card transactions or 1 recurring direct deposit	Premier Checking Average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000	Simple Checking None
Interest-Earning Tiers	Everywhere Connect No interest	Premier Checking $1,000 — $2,499 $2,500 — $9,999 $10,000+	Simple Checking No interest
Surcharge Refunds On Non-HomeTrust Bank ATMs	Everywhere Connect 3 surcharge refunds per month	Premier Checking 5 surcharge refunds per month	Simple Checking None
HomeTrust Bank Fees on Other Banks’ ATMs	Everywhere Connect First 3 transactions free, then $2 each	Premier Checking First 10 transactions free, then $2 each	Simple Checking $2 fee for all non-HomeTrust Bank ATM transactions2
Other Benefits	Everywhere Connect $5 cash reward1 credited to account with 10 or more signature debit card transactions per monthly statement cycle.	Premier Checking Unlimited free supply of basic checks. Free official checks. Preferred rates on selected CDs. 2 free NSF reversal coupons at account opening with $500 minimum recurring Direct Deposit. See Fee Schedule for details. Annual $25 discount on any size safe deposit box.3	Simple Checking N/A
Open an Account	OPEN ONLINE	OPEN ONLINE	OPEN ONLINE

 

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online Banking Agreement.

1. A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transactions have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening deposit is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements. 
2. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions would result in overdraft activity.
3. Annual $25 discount on any size safe deposit box, subject to box availability. Box rent must be paid by automatic draft from HomeTrust Bank account. Safe deposit boxes are not a bank deposit, not bank guaranteed, not FDIC insured, and are not insured by any federal government agency.