Personal Accounts

Compare Accounts

Comparison of HomeTrust Bank’s checking accounts.
Checking Comparison Everywhere Connect Premier Checking Simple Checking
Checking Accounts Everywhere Connect

Premier Checking

Simple Checking

Checking Accounts Everywhere Connect

Premier Checking

Simple Checking

Perfect for those who: Everywhere Connect
want cash rewards
up to $300 each year1
Premier Checking
keep higher balances
Simple Checking
prefer the basics
Minimum Opening Balance Everywhere Connect
$50
Premier Checking
$50
Simple Checking
$50
Monthly Service Fee Everywhere Connect
$10
Premier Checking
$15
Simple Checking
$0
How to Avoid Monthly Service Fee Everywhere Connect
10 debit card transactions or
1 recurring direct deposit
per monthly statement cycle
Premier Checking
An average deposit balance of $10,000 in your Premier Checking account, or an average combined deposit balance of $25,000
Simple Checking
No monthly service fee
Interest-Earning Tiers Everywhere Connect
No interest
Premier Checking
$1,000 — $2,499
$2,500 — $9,999
$10,000+
Simple Checking
No interest
Surcharge Refunds On Non-HomeTrust Bank ATMs Everywhere Connect
3 surcharge refunds
per month
Premier Checking
Unlimited ATM surcharge refunds
(excluding International Service
Assessment fees)
Simple Checking
None
HomeTrust Bank Fees on Other Banks’ ATMs Everywhere Connect
First 3 transactions
free, then $2 each
Premier Checking
None
Simple Checking
$2 fee for all non-HomeTrust Bank ATM transactions
Other Benefits Everywhere Connect

  • Custom monthly cash reward1. Earn a $0.10 cash reward for each signature or PIN debit card transaction you make in each monthly statement cycle, as long as you spend at least $250 in debit card transactions per statement cycle.
Premier Checking

  • Unlimited free supply of
    basic checks
  • Free official checks
  • Annual $25 discount on any size safe deposit box
    (Subject to availability. Safe deposit boxes are not a bank deposit, not bank guaranteed, not FDIC insured, and are not insured by any federal government agency.)
Simple Checking
None

 

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

1. Earn a $0.10 cash reward for each signature or PIN debit card transaction you make per monthly statement cycle, as long as you spend at least $250 in debit card transactions per statement cycle. Transactions must post and settle to qualify. ATM transactions are not included. Cash reward will be totaled and credited to your account on the last day of each monthly statement cycle. Maximum monthly reward of $25. Maximum annual reward of $300. No minimum account balance required to earn monthly cash reward; however, a $50 minimum opening deposit is required. Debit card reward program may be discontinued at any time and without notice. Payments are subject to IRS tax reporting requirements.