Compare Accounts

Comparison of HomeTrust Bank’s checking accounts.

Checking Comparison	Premier Checking	Everywhere Connect	Simple Checking
Checking Accounts	Premier Checking OPEN ONLINE	Everywhere Connect OPEN ONLINE	Simple Checking OPEN ONLINE
Checking Accounts	Premier Checking OPEN ONLINE	Everywhere Connect OPEN ONLINE	Simple Checking OPEN ONLINE
Perfect for those who:	Premier Checking keep higher balances	Everywhere Connect are always on-the-go	Simple Checking prefer the basics
Minimum Opening Balance	Premier Checking $50	Everywhere Connect $50	Simple Checking $50
Monthly Service Fee	Premier Checking $15	Everywhere Connect $10	Simple Checking $0
How to Avoid Monthly Service Fee	Premier Checking An average daily balance of $10,000 in your Premier Checking account OR an average combined deposit balance of $25,000	Everywhere Connect 10 debit card transactions OR 1 recurring direct deposit per monthly statement cycle1 OR an average monthly deposit balance of $1,000	Simple Checking No monthly service fee
Interest-Earning Tiers	Premier Checking $1,000 — $2,499 $2,500 — $9,999 $10,000+	Everywhere Connect No interest	Simple Checking No interest
Surcharge Refunds On Non-HomeTrust Bank ATMs	Premier Checking Unlimited ATM surcharge refunds (excluding International Service Assessment fees)	Everywhere Connect 3 surcharge refunds per month	Simple Checking
HomeTrust Bank Fees on Other Banks’ ATMs	Premier Checking	Everywhere Connect First 3 transactions free, then $2 each	Simple Checking $2 fee for all non-HomeTrust Bank ATM transactions
Other Benefits	Premier Checking Unlimited free supply of basic checks Free official checks Annual $25 discount on any size safe deposit box (Subject to availability. Safe deposit boxes are not a bank deposit, not bank guaranteed, not FDIC insured, and are not insured by any federal government agency.)	Everywhere Connect	Simple Checking
Open an Account	OPEN ONLINE	OPEN ONLINE	OPEN ONLINE

 

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

1. Transactions must post and settle to qualify.