Compare Accounts
| Checking Comparison | Everywhere Connect | Premier Checking | Simple Checking |
|---|---|---|---|
| Checking Accounts | Everywhere Connect | Premier Checking | Simple Checking |
| Checking Accounts | Everywhere Connect | Premier Checking | Simple Checking |
| Perfect for those who: | Everywhere Connect want cash rewards1 |
Premier Checking keep higher balances |
Simple Checking prefer the basics |
| Minimum Opening Balance | Everywhere Connect $50 |
Premier Checking $50 |
Simple Checking $50 |
| Monthly Service Fee | Everywhere Connect $10 |
Premier Checking $15 |
Simple Checking $0 |
| How to Avoid Monthly Service Fee | Everywhere Connect 5 debit card transactions or 1 recurring direct deposit |
Premier Checking Average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000 |
Simple Checking None |
| Interest-Earning Tiers | Everywhere Connect No interest |
Premier Checking $1,000 — $2,499 $2,500 — $9,999 $10,000+ |
Simple Checking No interest |
| Surcharge Refunds On Non-HomeTrust Bank ATMs | Everywhere Connect 3 surcharge refunds per month |
Premier Checking 5 surcharge refunds per month |
Simple Checking None |
| HomeTrust Bank Fees on Other Banks’ ATMs | Everywhere Connect First 3 transactions free, then $2 each |
Premier Checking First 10 transactions free, then $2 each |
Simple Checking $2 fee for all non-HomeTrust Bank ATM transactions2 |
| Other Benefits | Everywhere Connect
|
Premier Checking
|
Simple Checking N/A |
| Open an Account |
Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online Banking Agreement.
- A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transactions have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening deposit is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements.
- Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions would result in overdraft activity.
- Annual $25 discount on any size safe deposit box, subject to box availability. Box rent must be paid by automatic draft from HomeTrust Bank account. Safe deposit boxes are not a bank deposit, not bank guaranteed, not FDIC insured, and are not insured by any federal government agency.