Business Accounts
Choosing a financial partner that is right for you and your business is crucial in today’s changing environment. Knowing your options coupled with the expertise of our banking team will provide the best business account and platform your business needs to thrive. From online banking to a robust cash management platform, HomeTrust for Business has you covered.
Need to order checks for your business? Click here.
Treasury Management Bundles
Need help finding the best business checking account and treasury management tools for your business? Check out our Treasury Management Bundles or contact one of our treasury specialists today!
| Treasury Management Bundles | |||
|---|---|---|---|
| BUSINESS BENEFIT COMPARISON CHART |
HTB Business Foundation Checking |
HTB Business Advance Checking |
HTB Business Plus Checking |
| Ideal for | HTB Business Foundation Checking A small business with fewer than 250 transactions/month with basic online banking needs |
HTB Business Advance Checking A growing business with 251-500 transactions/month and the need to send or receive wires or ACH payments electronically |
HTB Business Plus Checking A growing business with higher transaction needs in addition to treasury management services |
| Monthly fee | HTB Business Foundation Checking Contact us for more information |
HTB Business Advance Checking Contact us for more information |
HTB Business Plus Checking Contact us for more information |
| Balance to avoid monthly fee | HTB Business Foundation Checking No minimum balance |
HTB Business Advance Checking $50,000 |
HTB Business Plus Checking $75,000 |
| Free cash deposits/exchanges/withdrawals per month | HTB Business Foundation Checking Up to $10,000 per month |
HTB Business Advance Checking Up to $10,000 per month |
HTB Business Plus Checking Up to $10,000 per month |
| VISA® debit card | HTB Business Foundation Checking Yes1 |
HTB Business Advance Checking Yes1 |
HTB Business Plus Checking Yes1 |
| Free transactions/month | HTB Business Foundation Checking 250 combined items2 |
HTB Business Advance Checking 500 combined items2 |
HTB Business Plus Checking 750 combined items2 |
| Online Banking option included | HTB Business Foundation Checking Business Center, Bill Pay and Mobile Deposit3 |
HTB Business Advance Checking Commercial Center and Mobile Deposit3 |
HTB Business Plus Checking Commercial Center and Mobile Deposit3 |
| Included Treasury Management Services | HTB Business Foundation Checking N/A |
HTB Business Advance Checking
|
HTB Business Plus Checking
|
| Additional Treasury Management services | HTB Business Foundation Checking
N/A |
HTB Business Advance Checking
Choose two options:
|
HTB Business Plus Checking
N/A |
Business Deposit Accounts
Does your business leverage multiple accounts and have more activity? We have you covered there too!
Business Analysis Checking
Business Analysis Checking is one of our most popular business checking options. It provides a comprehensive checking account that is ideal for companies that have multiple business accounts along with high transaction activity and cash management needs. Earnings Credit is accrued on qualified balances, which can be used to offset fees associated with your account activity.
Track balances and manage receivables and disbursements electronically with the convenience of Commercial Center3, our online banking platform.
Review the details of Business Analysis Checking along with our additional offering below:
| Business Deposit Accounts | |||
|---|---|---|---|
| BUSINESS BENEFIT COMPARISON CHART |
Business Analysis Checking |
Business Interest Checking |
Business Money Market |
| Compare our Business Deposit benefits to determine which account is best for you. | Analysis Checking A business that maintains a high balance and needs treasury management services. |
Interest Checking A business that maintains a high balance and wants to earn interest on idle funds. |
Money Market A business with a high balance and limited transactions, that wants to earn interest. |
| Minimum to open | Analysis Checking $100 |
Interest Checking $100 |
Money Market $2,500 |
| Monthly fee | Analysis Checking $22 |
Interest Checking $12 |
Money Market $10 |
| Balance to avoid monthly fee | Analysis Checking N/A |
Interest Checking $5,000 Monthly Average Collected Balance |
Money Market $2,500 Monthly Average Collected Balance |
| Earn interest on collected balances | Analysis Checking No |
Interest Checking $25,000+ |
Money Market TIER 1 $1.00 – $9,999.99 TIER 2 $10,000.00 – $24,999.99 TIER 3 $25,000.00 – $99,999.99 TIER 4 $100,000.00 – $249.999.99 TIER 5 $250,000.00 – $499,999.99 TIER 6 $500,000.00 + |
| FREE cash deposits / withdrawals / exchanges per month | Analysis Checking $2.00 per $1,000 |
Interest Checking Up to $10,000 per month |
Money Market Up to $10,000 per month |
| VISA® debit business check card | Analysis Checking Yes1 |
Interest Checking Yes1 |
Money Market Not Available |
| FREE transactions per month | Analysis Checking None |
Interest Checking 250 combined items2 |
Money Market Unlimited |
| FREE first check order | Analysis Checking No |
Interest Checking No |
Money Market Yes. 40 pack Money Market checks |
| FREE Business Online Banking & Bill Pay | Analysis Checking Online Banking and Bill Pay available for a monthly fee3. |
Interest Checking Yes3 |
Money Market Yes3 |
- Fees may be incurred when using the card at non-HomeTrust Bank ATMs or when transactions result in overdraft activity.
- Combined items include: Deposits, deposited items, checks paid/debits, online bill payments and electronic debits and credits. Remote Deposit Capture deposits and deposited items are NOT included in the combined items.
- See Treasury Management Services Fee schedule for additional information, including fees for Business Center and Commercial Center. Internet service provider fees may apply.
