Business Accounts

Choosing a financial partner that is right for you and your business is crucial in today’s changing environment. Knowing your options coupled with the expertise of our banking team will provide the best business account and platform your business needs to thrive. From online banking to a robust cash management platform, HomeTrust for Business has you covered.

Need to order checks for your business? Click here.

Treasury Management Bundles

Need help finding the best business checking account and treasury management tools for your business? Check out our Treasury Management Bundles or contact one of our treasury specialists today!

Find Your Banker
Compare our Business Deposit benefits to determine which account is best for you.
Treasury Management Bundles
BUSINESS BENEFIT COMPARISON
CHART
HTB Business
Foundation Checking
HTB Business
Advance Checking
HTB Business
Plus Checking
Ideal for HTB Business Foundation Checking
A small business with fewer than 250 transactions/month with basic online banking needs
HTB Business Advance Checking
A growing business with 251-500 transactions/month and the need to send or receive wires or ACH payments electronically
HTB Business Plus Checking
A growing business with higher transaction needs in addition to treasury management services
Monthly fee HTB Business Foundation Checking
Contact us for more information
HTB Business Advance Checking
Contact us for more information
HTB Business Plus Checking
Contact us for more information
Balance to avoid monthly fee HTB Business Foundation Checking
No minimum balance
HTB Business Advance Checking
$50,000
HTB Business Plus Checking
$75,000
Free cash deposits/exchanges/withdrawals per month HTB Business Foundation Checking
Up to $10,000 per month
HTB Business Advance Checking
Up to $10,000 per month
HTB Business Plus Checking
Up to $10,000 per month
VISA® debit card HTB Business Foundation Checking
Yes1
HTB Business Advance Checking
Yes1
HTB Business Plus Checking
Yes1
Free transactions/month HTB Business Foundation Checking
250 combined items2
HTB Business Advance Checking
500 combined items2
HTB Business Plus Checking
750 combined items2
Online Banking option included HTB Business Foundation Checking
Business Center, Bill Pay and Mobile Deposit3
HTB Business Advance Checking
Commercial Center and Mobile Deposit3
HTB Business Plus Checking
Commercial Center and Mobile Deposit3
Included Treasury Management Services HTB Business Foundation Checking
N/A
HTB Business Advance Checking

  • First single feed scanner provided
  • Credit toward first check/deposit supply order
  • Discounted wires
HTB Business Plus Checking

  • Remote Deposit Capture
  • ACH Services
  • Positive Pay
  • ACH Positive Pay
  • Wire Module
  • First single feed scanner provided
  • Credit toward first check/ deposit supply order
  • Discounted wires
Additional Treasury Management services HTB Business Foundation Checking

N/A

HTB Business Advance Checking

Choose two options:

  • Remote Deposit Capture
  • ACH Services
  • Positive Pay
  • ACH Positive Pay
HTB Business Plus Checking

N/A

 


Business Deposit Accounts

Does your business leverage multiple accounts and have more activity? We have you covered there too!

Business Analysis Checking

Business Analysis Checking is one of our most popular business checking options. It provides a comprehensive checking account that is ideal for companies that have multiple business accounts along with high transaction activity and cash management needs. Earnings Credit is accrued on qualified balances, which can be used to offset fees associated with your account activity.

Track balances and manage receivables and disbursements electronically with the convenience of Commercial Center3, our online banking platform.

Review the details of Business Analysis Checking along with our additional offering below:

 

Compare our Business Deposit benefits to determine which account is best for you.
Business Deposit Accounts
BUSINESS BENEFIT COMPARISON
CHART
Business
Analysis Checking
Business
Interest Checking
Business
Money Market
Compare our Business Deposit benefits to determine which account is best for you. Analysis Checking
A business that maintains a high balance and needs treasury management services.
Interest Checking
A business that maintains a high balance and wants to earn interest on idle funds.
Money Market
A business with a high balance and limited transactions, that wants to earn interest.
Minimum to open Analysis Checking
$100
Interest Checking
$100
Money Market
$2,500
Monthly fee Analysis Checking
$20
Interest Checking
$12
Money Market
$10
Balance to avoid monthly fee Analysis Checking
N/A
Interest Checking
$5,000 Monthly Average Collected Balance
Money Market
$2,500 Monthly Average Collected Balance
Earn interest on collected balances Analysis Checking
No
Interest Checking
$5,000+
Money Market
TIER 1 $1.00 – $9,999.99
TIER 2 $10,000.00 – $24,999.99
TIER 3 $25,000.00 – $99,999.99
TIER 4 $100,000.00 – $249.999.99
TIER 5 $250,000.00 – $499,999.99
TIER 6 $500,000.00 +
FREE cash deposits / withdrawals / exchanges per month Analysis Checking
$1.50 per $1,000
Interest Checking
Up to $10,000 per month
Money Market
Up to $10,000 per month
VISA® debit business check card Analysis Checking
Yes1
Interest Checking
Yes1
Money Market
Not Available
FREE transactions per month Analysis Checking
None
Interest Checking
250 combined items2
Money Market
$5.00 for each transaction
exceeding the transfer
limitations for each
statement cycle4
FREE first check order Analysis Checking
No
Interest Checking
No
Money Market
Yes. 40 pack Money Market checks
FREE Business Online Banking & Bill Pay Analysis Checking
Online Banking and Bill Pay available for a monthly fee3.
Interest Checking
Yes3
Money Market
Yes3

 

eStatements for Business

Electronic bank statements, or eStatements, offer you convenient access to your account information 24 hours a day, 7 days a week. eStatements get to you faster and more securely than paper statements. It’s simple to sign up and it’s FREE!

Why eStatements are Better:

When you sign up to receive electronic bank statements instead of paper statements, you will:

  • Receive e-mail notification when your eStatement is ready to view
  • Reduce your risk of mail fraud and identity theft (no more paper statements in your mail box)
  • Eliminate clutter around the office. Save all your eStatements in one convenient place online
  • Print eStatements when you need a paper copy
  • Be able to share your eStatements (with your accountant or anyone else you choose)
  • Be green by reducing paper waste

If You Have Questions About eStatements

If you have questions about eStatements or need support for any of our other Online Banking services please contact our Customer Care Center. You can also call toll free at 800.627.1632 anytime Monday through Friday 8:00 AM to 7:00 PM, and Saturday from 9:00 AM until 3:00 PM.

 


  1. Fees may be incurred when using the card at non-HomeTrust Bank ATMs or when transactions result in overdraft activity.

  2. Combined items include: Deposits, deposited items, checks paid/debits, online bill payments and electronic debits and credits. Remote Deposit Capture deposits and deposited items are NOT included in the combined items.

  3. See Treasury Management Services Fee schedule for additional information, including fees for Business Center and Commercial Center. Internet service provider fees may apply.

  4. Pre-authorized or telephone transfers from a money market account to any other account or third party are limited by Federal regulation to six (6) transfers per statement period. Transfers and withdrawals are unlimited if made in person, by messenger, by mail or at an ATM.