Personal Accounts

Personal Checking

Select the checking account that’s right for you

We all have different needs depending on our stage of life, lifestyle, and the way we spend our money. That’s why we offer you a choice of checking accounts—at HomeTrust Bank, you select the one that makes the most sense for you.

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online or Mobile terms and conditions.

  1. Earn a $0.10 cash reward for each signature or PIN debit card transaction you make per monthly statement cycle, as long as you spend at least $250 in debit card transactions per statement cycle. Transactions must post and settle to qualify. ATM transactions are not included. Cash reward will be totaled and credited to your account on the last day of each monthly statement cycle. Maximum monthly reward of $25. Maximum annual reward of $300. No minimum account balance required to earn monthly cash reward; however, a $50 minimum opening deposit is required. Debit card reward program may be discontinued at any time and without notice. Payments are subject to IRS tax reporting requirements.
  2. Internet service provider fees may apply.
  3. Third party standard messaging and data rates may apply. Deposits may not be immediately available for withdrawal.
  4. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.