Personal Accounts

Contactless Debit Cards – Convenience, Security, and Customization

Contactless Visa® debit cards for convenience and security.

Use your HomeTrust Bank contactless debit card to simply tap and pay at tens of thousands of retailers.


Just tap to pay, then be on your way. No card to swipe and no chip to dip! Plus, there’s no need to touch the keypad and no need to use the stylus to sign your name. Just tap and go.


Contactless cards use the same “token” technology as Mobile Wallets do, so your transaction is more secure than using a traditional debit card. A tiny radio-frequency identification chip inside the card communicates with the card reader.

How do I use a contactless debit card?

Simply look for the “contactless card” icon on the payment terminal, and hold the card near the “contactless card” symbol when prompted. Your transaction happens without needing to punch in a PIN, or sign your name. You’ll know your transaction was successful when you hear a beep, see a green light, or a check mark on the screen!

But don’t worry, just in case your favorite coffee shop or store does not have a contactless card ready, every card also includes a magnetic stripe on the back and a chip for chip readers for use at older terminals.

Receive fraud notification alerts via text or email.

As an additional layer of security, HomeTrust Bank will text1 or email you when our system believes your debit card may have been used fraudulently. By simply replying “yes”, our system will allow you to run the transaction again and it will be accepted. By replying “no”, your card will be permanently blocked2.

  • Messages are sent from the short code phone number 20733.

Fraud alert via text message is an opt-in service. To enroll, either respond “YES” to the opt-in text message we send you, or contact our Customer Care Center at 800.627.1632 Monday – Friday 8:00 a.m. – 7:00 p.m. and Saturday 9:00 a.m. – 3:00 p.m.

  1. Third party data, messaging and internet service provider fees may apply.
  2. To order a new debit card, you may also contact our Customer Care Center at 800.627.1632 option 5, or visit your nearest branch to order a new card and pick up a temporary debit card.