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Savings

Savings

HomeTrust Bank savings accounts help give you peace of mind

No one can predict the future, which is why putting money aside for great adventures and unexpected situations is so important. Your savings accounts may fund a home, an education, retirement or healthcare needs. Whatever your reasons for saving, HomeTrust Bank provides several different ways to help you save for the future.

Want to start your savings, but not sure what account might be best? Check out our article learning to save to read more about the different kinds of savings accounts, strategies to get started, and tips on how to continue adding to your savings once you have.

Contact us with questions about any of these plans or visit a HomeTrust Bank location near you.

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Money Markets

As part of an investment strategy, it is good to keep a portion of your funds in a daily access account that offers competitive rates so that your money works for you.

  • Open online today – click below to learn more

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Statement Savings

Our simplest, easiest savings plan; use this account to begin building your nest egg for future purchases and unexpected expenses.

  • $50 minimum opening balance
  • $200 or more balance means you pay no monthly service charge
  • Use your balance to qualify for Premier Checking

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Super Saver

Earn interest at competitive market rates, and unlimited in-person and ATM withdrawals.

  • $50 minimum to open
  • Maintain a $5,000 daily balance to earn Super Saver rates and avoid monthly service charges
  • Tiered interest. The more you save, the more you earn

Insured Cash Sweep

With Insured Cash Sweep, or ICS, you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship.

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CDs and IRAs

  • CDs with terms from seven days to five years
  • IRAs with deferred interest, all or part may be tax deductible

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Important Update to All Savings and Money Market Accounts

Effective April 29, 2020, HomeTrust Bank has suspended the limitation on savings and money market transactions in line with the Federal Reserve Board’s recent ruling in response to COVID-19. Previously, federal regulation capped certain savings and money market transfers and withdrawals at six per statement cycle. Savings and money market transactions will remain unlimited until the Federal Reserve Board issues additional guidance clarifying whether or not this change will become permanent. Please return to this page for updates or further changes.