Christopher McFatter

Director of SBA Lending

Christopher McFatter began his tenure at HomeTrust as a summer intern in the Mortgage Division.

Upon graduation in 2005 with a Bachelor in Finance from the University of North Carolina at Asheville, he held roles in mortgage fulfillment, commercial credit, mortgage loans, and commercial real estate.

Christopher became Senior Vice President and Director of SBA Lending at the bank in 2017.

In his current position, he aims to take the burden out of banking, create a relationship with clients, and provide loan amounts ranging from $300K to more than $5.0MM to businesses nationwide. He previously managed one of the bank’s largest commercial portfolios.

Among his recent transactions are $13.5MM in conventional construction to permanent financing for a new hotel; $3.6MM in debt refinancing for a manufacturing company; $640K for a dental practice acquisition; $706K for an assisted living facility acquisition; and a $3.5MM SBA 7(a) start-up loan for a rock climbing gym in New York.

Over the course of his career, Christopher has also helped provide financing and development assistance for affordable housing units and nonprofit projects and has advanced standalone SBA 7(a) and USDA lines of business.

A Western North Carolina native, Christopher is proud to work at the country’s only Asheville-headquartered bank.

He is a recipient of the Greater Asheville Area’s 40 under 40 award and the Coleman 2018 Emerging SBA Lender of the Year. He currently serves as a board member and treasurer of the Camp Diversity Foundation.


  1. Contiguous 48 states, except New Jersey