Sanjay Mishra

SBA Business Development Officer

As a kid, Sanjay Mishra recalls calculating the cost of candy for vending machines, ordering sheets and supplies, and staffing the front desk at his parents’ hotel in North Carolina.

As a Vice President and Small Business Administration Relationship Manager at HomeTrust, he believes those early experiences in small business operations later gave him a foundation to help clients improve their understanding of lending, staffing, payroll taxes, supply chain issues, and more.

Sanjay originates SBA 7(a) and USDA loans for hotels in addition to gas stations, car washes, and many other types of businesses throughout the Carolinas and Southeast US. His focus includes business acquisitions, partner buyouts, commercial real estate, and working capital.

Sanjay received an MBA from American University’s Kogod School of Business and a Bachelor in Business Administration and Management from Coastal Carolina University’s Wall College of Business. He recently completed North Carolina’s School of Banking program.

When not in the office, Sanjay enjoys mentoring young people, staying fit, learning tennis, and playing golf.

He lives in North Raleigh.


  1. Contiguous 48 states, except New Jersey